Alan Cowgill is a full-time real estate investor in Springfield, Ohio.  He is the owner of Colby Properties, LLC and President of Integrity Home Buyers, Inc.  Alan Cowgill invests in both single family houses and small multi-family properties.  He has bought and sold over 200 properties since 1995.  Many of these properties were financed with money from Private Lenders, not banks!

Alan Cowgill has access to over $2 Million in funds from Private Lenders!  Think of the deals you could do if you had access to this kind of money.  

With private lenders, rather than bank or institutional money, Alan Cowgill will teach you how you can:

• Close quicker
• Save money on loan origination fees and other bank fees
• Get better deals with the leverage of cash

The private lender is protected with a Deed of Trust or Mortgage (depending on your state), title insurance and the benefits of a hazard insurance policy.   The Deed of Trust / Mortgage is notarized and recorded at the county.  The amount borrowed is determined by the lender and the investor - based on their own rules and agreements.

Alan Cowgill will teach you that anybody with some money that they can afford to not use can lend that money.  Some examples are:

• People who have bought a CD from a bank - this is money that they will not be using for the length of the CD investment - they probably won't need it for a while.
• People who had a previous employer who sponsored a 401K program - these funds can be moved to a self-directed IRA and then privately lent to an  investor
• People who have IRAs that have been languishing in the stock market.  Many of these people would love to have an investment that EARNS them some money!
• People who are selling an extra house - either an inheritance or a rental that they no longer want.  What else are they going to do with the proceeds?